I don’t do a lot of content like this so I feel the need to state upfront that this is not an advertisement and I am in no way affiliated with or compensated by Zilch. Okay now that we’ve got that out of the way I want to tell you a little bit about Zilch and how it’s a super great service. 

I think the best way I can relate this is with a hypothetical scenario, let’s say it’s near the end of the month, you’ve worked hard and deserve a treat, or just don’t feel like cooking, but you’re a couple days shy of pay day and you’ve only got a few pounds left so you can order takeout. Here’s where Zilch comes in, as long as you have just 20% of the total amount of the order, you can order using Zilch and split the rest of the cost of the order over four payments across up to six weeks. So for example if your order came to £20 which is about standard for myself and Tori B Bearly after factoring in delivery, you would only have to pay £4 up front and then you can pay the rest in installments at a later date, or once pay day comes pay the rest off completely.

Speaking of which, if you want to get a little bit of money back with your spending, if you pay off a purchase in full using Zilch, you get a total of 2% back, now that’s not much in the grand scheme of things but it’s a heck of a lot more than what you’d get back if you didn’t use Zilch.

Zilch can be used anywhere that accepts MasterCard, and you can use it both online or tap and pay while in store. It’s simple and easy. Plus in an effort to cut down on plastic waste which is filling up landfills around the world, the Zilch card is exclusively a virtual card so as long as you’ve got a mobile phone and internet access, you’ve got Zilch baby!

Unlike credit cards you’re not locked into anything, if you aren’t happy with Zilch, simply pay off any outstanding payments (if there are any) and then close your account, or you can always just stop using it and keep it for a rainy day. 

Zilch also offers a referral scheme, so if you’re interested in trying it out and earning yourself and us £15 after your first purchase then please click here. If you’re not interested in that but still wanna try it out, then head on over to Zilch.

You can download the app for iOS and Android and make sure to follow them on Facebook, Twitter and Instagram for the latest updates.

First Published on: https://offtherecordblog.org/

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