Much like an old friend, we shall say hello to the disclaimer again, where I say that this is not an advertisement, and that I am in no way affiliated with or compensated by Curve for this post. I just really like the service and wanted to share it with my readers.
So as I just touched on, just like my pieces on Zilch and Tide, I’m sharing my thoughts on Curve because I think it’s a useful service and it has the potential to help you with your money. I actually signed up to Curve because Tori B Bearly recommended it, and because it had some nice bonus features that seemed attractive.
Curve is a payment card similar to a debit or credit card, which allows you to aggregate multiple different cards into one, meaning you can link your debit and/or credit cards to it, so that you only need to carry on. It allows you to use it in place of them much like how you can link your card to services like Apple or Google Pay and use them instead. It’s not just useful because it can declutter your wallet, reducing many cards to just one but also it has a pretty decent bonus and reward structure that I’m going to elaborate on below.
If you’re interested in signing up for Curve I strongly suggest you take advantage of this special sign up bonus courtesy of Student Saviour, which will net you a full £15 instead of the normal sign up bonus of just £5. To get this special sign up bonus, just click here.
The sign up bonus is really simple, you just fill out the details, and then within 5-10 minutes you have your very own curve account. Speaking of which, if you want to grow that wealth you can refer other people to Curve, it’s really easy, all you have to do is head on to the app, go to account and then to the section ‘Share Curve and Earn Cash’ you then have the option to invite friends by sharing your referral code. So once your friend has made five distinct transactions of over £5 using the card you’ll earn yourself £5.
Curve also has some pretty nifty reward bonuses, which are basically cash back for purchasing certain products or using certain services through curve. For example, currently buying something through Uber Eats you are eligible to get 31.5% of your total order back. Two things I will add regarding the rewards though, firstly at least for Uber Eats it needs to be a new account for it to work, and secondly it can take some time for it to go through, it can take up to 21 days for Uber to report back to Curve, and a subsequent 21 days to then have the redeemed money added to your curve account. Despite those minor annoyances it’s still worth it. Plus it’s not just Uber, you can currently earn 25% back at Kindle, 10% back at Morrisons, £7 back at SimplyCook (who I’ve also recently talked about, and you can check that out here if you want) and up to 2.1% back at Waterstones just to name a few.
So I would like to add at this point that any sign up, referral or reward bonus you earn through Curve isn’t given to you in regular cash, instead you earn curve points, with one curve point being the equivalent of 1 pence, so 100 curve points add up to £1. These Curve points can still be spent like regular money, either online or in-store, you just can’t transfer it off the Curve account.
So Curve is very useful, not only because you can earn decent money either from the referrals or from the rewards but the convenience of being able to link your various cards and just use that instead cannot be understated.
First Published on: https://offtherecordblog.org/